Finance solutions for every project stage

Land development

Land acquisition and development

Land acquisition and development finance considers the purchase or preparation of a site before the main building phase. Explain the planning status, ownership structure, work proposed and costs needed to reach the next stage.

Funding needs may change as approvals and project plans progress. Discuss your timeframe and repayment strategy, and explore our property development finance guide for the information to include in an enquiry.

Structural builds

Heavy construction and structural builds

Construction funding is structured around the building phase and agreed progress milestones. Provide a scope of works, construction budget, programme and details of the delivery team so the proposed drawdown schedule can be assessed.

Explain work already completed, remaining costs and any existing secured debt. Our construction finance guide outlines how staged funding relates to an active build.

Bridge facilities

Bridge facilities for project sponsors

A bridge facility addresses a defined short-term funding need while a property sale, refinance or another repayment event is being arranged. Its suitability depends on the security, expected timing and evidence supporting the proposed exit.

Discuss the total cost and what happens if the expected repayment date changes. See our commercial finance guide for property-related borrowing considerations.

Who qualifies

Eligible businesses and project criteria

We work with commercial builders and seasoned project sponsors. Review the baseline criteria below.

Project readiness

A defined scope, budget, and timeline for the construction or development work you intend to fund.

Ownership and experience

Clear ownership structure and a track record in commercial building or seasoned project sponsorship.

Site qualification

A site whose location, zoning and access support the intended development and its planned use.

Private funding solutions: common questions

Which facility should I enquire about?
Start with the stage of the project: property acquisition or refinance, land preparation and development, or active construction. If your project crosses stages, explain the whole plan so the funding discussion reflects it.

What information should I prepare?
Include the property address, amount required, current value estimate, existing secured loans, project budget, timeframe and proposed repayment strategy. Further documents depend on the transaction.

Does an enquiry mean funding is approved?
No. Private funding solutions are subject to assessment, lender criteria and the terms of a formal offer. Review our finance application process and contact Northwest to discuss your requirements.