Commercial property finance starts with a clear view of the asset, the purpose of the loan and how it will be repaid. Northwest Commercial Finance helps Australian business owners and project sponsors explore private funding for property-related commercial opportunities.
Commercial property loans built around your next move
A property purchase, a refinance and a short-term funding gap each need a different approach. We start with the transaction itself: what you are trying to achieve, the security available and the time you have to work with. This gives the funding discussion a practical foundation before a facility is considered.
If you are comparing commercial property loans in Australia, look beyond the headline rate. The loan term, fees, repayment structure and conditions for releasing funds all affect whether finance fits your business plan. Private commercial finance may offer an alternative where a transaction needs individual assessment, subject to the lender’s criteria.
A clear purpose and a workable exit
For short term commercial loans, the repayment plan matters from the outset. A proposed property sale, refinance or other repayment source needs realistic timing and supporting evidence. We discuss your proposed exit alongside the property and borrowing structure, rather than treating it as a detail to resolve later.
What to include in your enquiry
Send the property address and type, estimated value, amount required, business purpose and details of existing secured loans. Include your ownership structure, preferred timeframe and proposed repayment strategy. These details help us understand the opportunity and identify what further information may be needed.
Commercial finance questions
Is commercial finance the same as construction finance?
Commercial finance covers a range of business-purpose transactions. Construction finance focuses on the building phase and may involve staged drawdowns. If your funding need includes a build, explore our construction finance page.
Can you assess a transaction outside standard bank criteria?
We can discuss whether private funding is appropriate for your circumstances. Available options depend on the property, loan purpose, borrower position and repayment plan. A bank decline does not guarantee an alternative approval.
Discuss your commercial funding needs
Tell us what you are planning and the amount you need. Contact Northwest Commercial Finance or call 1800 228 328. For projects that begin with land and planning, see property development finance and our funding process.
Finance is subject to assessment, lender criteria and the terms of any formal offer. An enquiry is not approval or a commitment to lend.