Property development finance in Australia needs to connect the purchase of a site with the work required to turn it into a completed project. Northwest Commercial Finance helps developers and project sponsors explore private funding around the stage, scope and commercial objectives of their development.
Plan the funding journey before the next milestone
A site acquisition can be the first step in a much longer funding journey. Planning, consultant costs, site preparation and construction each bring different information requirements and timing pressures. A clear funding plan identifies the current need while considering what must happen before the next stage can proceed.
We begin with your project: the location, intended use, ownership structure, budget and delivery experience. From there, we discuss the amount required, the proposed security and the path to repayment. The aim is to establish whether the proposal fits available funding criteria before you commit to a detailed application.
Land acquisition finance and project preparation
Land acquisition finance supports the purchase stage, while later funding may depend on planning progress, approvals and the readiness of the construction proposal. Tell us whether the site is under contract or already owned, what approvals are in place and which costs remain before building can begin.
The relationship between site value, total development cost and expected completed value is central to the funding discussion. A feasibility should explain its assumptions clearly, including sale values, professional fees, holding costs and contingency. Optimistic end values do not replace a workable project budget.
Exploring non bank development finance
Non bank development finance and private funding can provide alternatives for projects that need individual consideration. Different funding sources have different requirements for equity, presales, documentation and repayment. We assess the proposal against those requirements rather than assuming one facility suits every stage.
If construction is your immediate priority, our construction finance page explains the building phase and staged funding in more detail. For other property-related business transactions, explore commercial finance.
What to send with a development finance enquiry
Provide the site address, purchase price or current value, planning and approval status, project feasibility and proposed timetable. Include details of existing debt, your equity contribution, the delivery team and the amount you need. Describe the proposed exit, including the timing and evidence supporting planned sales or refinance.
Development finance questions
Do I need planning approval before making an enquiry?
You can discuss a proposal at an early stage. Be clear about the current planning position and outstanding approvals. The stage of the project affects which funding options may be considered and the conditions that may apply.
Can I obtain development finance with no presales?
Presale requirements depend on the lender, project and proposed structure. Tell us your current sales position so we can discuss the available options. No-presales eligibility must be assessed for the specific proposal.
How much equity will I need?
The required contribution depends on the site, costs, valuation, borrowing structure and lender criteria. Share your current equity position and feasibility so the funding requirement can be discussed on a consistent basis.
Discuss your development with Northwest
Start a property development finance enquiry or call 1800 228 328. Share the site, stage and funding requirement, and review our funding process for the next steps.
Finance is subject to assessment, lender criteria and the terms of any formal offer. An enquiry is not approval or a commitment to lend.